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New York · Licensed

New York mortgage broker

New York is home. Our headquarters is on Coney Island Avenue in Brooklyn, and we arrange loans across the five boroughs, Long Island, Westchester and upstate.

New York at a glance

NYC mortgage recording tax
1.8% of the loan under $500K, 1.925% at $500K and above (borrower share, 1-3 family and condos)
Purchase CEMA
Pay recording tax only on new money when the seller's mortgage is assigned
Co-ops
No mortgage recording tax; board approval and post-closing liquidity rules apply
Mansion tax
1% on residential purchases of $1 million or more, higher in NYC at $2 million and up

New York is the most complicated place in the country to finance a home, and that is where a local broker earns its keep. Co-ops have boards with their own financing rules, many new condos have not yet met agency approval standards, and every house and condo purchase carries mortgage recording tax.

Because we are based in Brooklyn and close New York loans every week, we know which lenders will lend in which buildings, and how to structure a Purchase CEMA so buyers keep thousands of dollars at closing.

All five boroughs and beyond

Brooklyn →Our home borough and headquarters, with guides for 26 neighborhoods.Manhattan →Most apartments for sale in Manhattan are co-ops, so board rules on financing, debt-to-income and post-closing liquidity shape almost every purchase.Queens →Queens covers every property type in one borough: prewar co-ops in Forest Hills and Jackson Heights, new condo towers in Long Island City, two-family homes in Astoria and Ridgewood, and detached houses in Bayside and Whitestone.Staten Island →Staten Island is New York City's most suburban borough, with mostly one- and two-family homes and a steady pipeline of new developments.The Bronx →The Bronx ranges from large co-op communities like Co-op City and the co-ops of Riverdale to condo complexes like Parkchester and two- and three-family homes in Throgs Neck and Morris Park.Long Island →Nassau and Suffolk are mostly single-family markets, with co-ops and condos in towns like Great Neck and Garden City and jumbo second homes in the Hamptons.Westchester & Hudson Valley →Westchester combines co-op apartments in Yonkers, New Rochelle and White Plains with single-family homes in towns like Scarsdale and Rye.

Brooklyn, our headquarters

Neighborhood-by-neighborhood guides for the borough we know best.

South Brooklyn

Sheepshead Bay11229, 11235Brighton Beach11235Manhattan Beach11235Coney Island11224Gravesend11223Midwood11230, 11210Marine Park11234Mill Basin & Bergen Beach11234Canarsie11236

Southwest Brooklyn

Bay Ridge11209Dyker Heights11228Bensonhurst & Bath Beach11214, 11204Borough Park11219, 11204Sunset Park11220, 11232

Central Brooklyn

Flatbush & Ditmas Park11226, 11218Kensington & Windsor Terrace11218, 11215East Flatbush11203, 11212Crown Heights11213, 11216, 11225Park Slope11215, 11217

North Brooklyn

Bedford-Stuyvesant11216, 11221, 11233Bushwick11206, 11207, 11221, 11237Williamsburg11211, 11249Greenpoint11222Brooklyn Heights & Downtown11201Fort Greene & Clinton Hill11205, 11238Carroll Gardens & Cobble Hill11231, 11201

East Brooklyn

East New York & Cypress Hills11207, 11208

Popular loans in New York

Purchase CEMANew York only: pay mortgage recording tax only on the new money.Co-op & Condo FinancingNYC co-op board packages, condo approvals and Florida condo reviews.FHA Loans3.5% down, including owner-occupied 2-4 family homes.Jumbo LoansLoans above the conforming limit, with fixed, ARM and interest-only options.Reverse Mortgage (HECM)For homeowners 62+, with no required monthly mortgage payment.DSCR & Investor LoansQualify on the property's rent, not your tax returns.

Loan officers licensed in New York

Ruslan Kushnir
Ruslan KushnirFounder & Managing BrokerNMLS #71488
Peter Alongi
Peter AlongiCommercial & Residential Loan OriginatorNMLS #410195
Paul Litvintsev
Paul LitvintsevVP of OriginationsNMLS #18440
Eric Kushnir
Eric KushnirCommercial & Residential Loan OriginatorNMLS #2490956
Anna Smolitsky
Anna SmolitskyMortgage Loan OriginatorNMLS #2347134
Galina Brodovskaya
Galina BrodovskayaVP of Originations & SBANMLS #71418
Gregory Chervonsky
Gregory ChervonskySales ManagerNMLS #404097
Liliya Gluzman
Liliya GluzmanSenior Mortgage ConsultantNMLS #379815
Maksim Salekh
Maksim SalekhMortgage Loan OriginatorNMLS #2542660
Rashid Muhammad
Rashid MuhammadMortgage ConsultantNMLS #1950256
George Thomas
George ThomasMortgage ConsultantNMLS #64819

New York mortgage questions

Is Green Street Capital licensed in New York?

Yes. Green Street Capital, LLC is a registered mortgage broker with the New York State Department of Financial Services, NMLS #2066586.

Can I use a CEMA outside New York City?

Yes. Mortgage recording tax applies throughout New York State, so CEMAs are used statewide. The savings are largest in NYC, where the rates are highest.

Do you finance co-ops?

Yes. We work with lenders that make co-op share loans and prepare the package the board will review.

Also licensed in New Jersey · Florida · Pennsylvania.

Financing a home in New York?

Talk to a loan officer licensed there, usually the same day.

Get pre-approvedCall toll free (855) 615-4545